Article 1 – Purpose
Canadapret.com publishes general information about Islamic finance in Canada, halal mortgages, Murabaha, Ijara, Musharaka, Qard Hassan and riba-free financing.
Article 2 – No Banking Activity
The website is not a bank, a lender, or a licensed mortgage broker or financial intermediary. It does not grant any financing, does not receive any deposits and does not intervene in the decisions of financial institutions.
Article 3 – No Personalized Advice
The information published does not constitute individualized banking, financial, tax, legal or religious advice. Users must consult the competent professionals before making any commitment.
Article 4 – Accuracy of Information
Profit margins, rents, fees, guarantees, eligibility conditions and regulations may change. The publisher does not guarantee the permanent accuracy or completeness of the information. Simulations are indicative.
Article 5 – No Guarantee of Financing or Religious Compliance
The presentation of a halal financing does not guarantee its approval, the absence of costs, or its compliance with Sharia.
Religious compliance depends on the contractual structure and on the opinion of the competent religious authorities or compliance committees.
Financing decisions rest exclusively with the providers concerned.
Article 6 – Limitation of Liability
To the extent permitted by law, the publisher is not liable for contracts entered into independently with third parties, financing refusals, contractual margins or rents, additional fees, repayment difficulties or financial losses resulting from users' decisions.
Nothing excludes a liability that cannot lawfully be excluded, including in cases of fraud, intentional misconduct or misrepresentation attributable to the publisher.
Article 7 – Updates
The publisher may modify, correct or remove its content. Users must verify essential information with financing providers and the competent authorities.
Article 8 – External Links and Advertising
Links to banks, halal financing providers, brokers and religious institutions constitute neither a certification nor a personalized recommendation. Advertisements are separate from editorial content.
Article 9 – Legal Rights of Borrowers
Consumer rights remain protected in accordance with applicable federal and provincial laws, in particular regarding contract transparency, the cost of credit, commercial practices and the protection of personal information.
Mortgage financing and sale or lease contracts are subject to the rules applicable in the province concerned.
Article 10 – Editorial and Religious Independence
Consulting the website creates no contractual relationship of financing, brokerage or religious advice.
The mention of an institution, a halal provider or a Sharia compliance committee does not constitute proof of partnership, mandate or official certification.
Article 11 – Fraud Prevention
Users must verify the identity and authorizations of financing providers with the competent federal or provincial authorities.
Particular vigilance is recommended regarding fake halal mortgages, supposedly guaranteed financing, hidden margins and fees, misleading religious certifications and suspicious requests for advance payment.
Borrowers must review the total cost, the ownership conditions, the repayment terms and the guarantees before signing anything.
The website does not guarantee any third-party offer. Any liability of the publisher remains subject to applicable legislation.
Publisher indicated: VP Ltd
Editorial Manager: N. Frik
Contact: info@canadapret.com
Site: https://www.canadapret.com/
Last updated: November 12, 2026